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Starting Score: 670 (TU) 624 (Equifax) 663 (Experian FAKO) 9/12/2012
I just had success in getting a collection removed using the HIPAA process. It's not hard info to find if you just google "HIPAA Process". Should be one of the first hits. 
An important note: the process is meant for paying the original creditor, NOT the collection agency. If you've already paid the collection agency, it may or may not work.
Starting Score: 644EQ 670 TU
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