Ok, about 6 years ago the Great Recession hit and life came to a standstill. I lost my job and if it wasn't for the making homes affordable program I would have lost my home too. The good news is I was able to rebuild, and I now have a job and my husband has a job. As I was going through the home loan modification process-we became 6 months late on the mortgage and have a ton of lates. We have not missed a payment in 4 years, and I want to send a goodwill letter. Anyone have a sample or know where to send it to, the loan is through Bank of America. I am going to send the letter this weekend.