@QueenJ wrote:
They have offered me if i pay in full they will delete both accounts, but if i settle the accounts it would have to be reported as such. they are offering me 75%, but i want 50%.
What would you do in my case? one has a balance of about $1900 the other $4000
Should i pay them off and then try to GW? they already said they cant take off lates, just delete the whole thing.
#1: Was their offer of "deleting" in writing?
#2: If they offered to delete, why would they say that they needed to report the accounts as settled for less?
#3: I'd rather have the whole thing deleted, that's me, personally. I don't care if it factors into my AAOA, I'd rather have a clean record with less years carrying into the mileage than a negative account hurting my score more than a drop in AAOA.
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