@BoredExcited wrote:Ok so I had three negative items on my report at the start of this month.
Old Medical Bill for $900
Old Time Warner Bill for $461
Really Old Student Loan for $2107
I got all three paid off this month. They all promised to remove but have not done so yet.
What are my prospects? I was in the low 600's(608 605 598) and I really need a card with a $5K-$10K credit line by mid-March.
Is this even realistic? How big of a bump can I expect upon removal?
If these are your only derogs your score might take a good leap forward once all of them are off your CRs, if you have more the bump is going to be muted, also the amount of boost depends on if they are older or newer in Ficos eyes. Removal could take up to 60 days depends on how they do it. Good luck 
