I have two very recent medical collections reported to the credit bureau and would like to know the best plan of action to get them deleted (if possible). Foolishly, I did not validate them or go through the HIPAA process because they had not yet been reported and I thought that they would not be if I paid as promised.
1) Contract Callers Inc.- I paid this in full on March 23 and the check cleared on March 29. The rep was very unpleasant because I would not give her cc info to pay by phone but as I told her I would, I did mail the check the very next morning. On May 30 I received an alert that they had reported.
2) Hollis Cobb Associates- I began paying them on March 20 and have paid as agreed on the 20th of each month and I was alerted on June 6 that they had reported.
Any suggestions for these situations???
Hollis Cobb actually removed the collection from my credit report without my request maybe 3 or 4 months after I finished paying the debt. Good luck!!