06-11-2010 03:17 PM
I have two very recent medical collections reported to the credit bureau and would like to know the best plan of action to get them deleted (if possible). Foolishly, I did not validate them or go through the HIPAA process because they had not yet been reported and I thought that they would not be if I paid as promised.
1) Contract Callers Inc.- I paid this in full on March 23 and the check cleared on March 29. The rep was very unpleasant because I would not give her cc info to pay by phone but as I told her I would, I did mail the check the very next morning. On May 30 I received an alert that they had reported.
2) Hollis Cobb Associates- I began paying them on March 20 and have paid as agreed on the 20th of each month and I was alerted on June 6 that they had reported.
Any suggestions for these situations???
06-11-2010 03:42 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.