Hi there,
So I am new here and trying very hard to rebuild my credit. Only thing is even after reading some threads I just want to double check what maybe others have done for these collection companies or even types of collections. So thank you!
Currently the issues I am trying to resolve are as follows.
Credit Cards:
First Premier - Collections account now with balance.
Would it be benificial to try a pay and delete? or what has worked for everyone with this company?
(Sadly I had moved states and somehow while I was moving they just sent my account to collections saying I hadn't paid it. When I had even shown them proof of payment right before my move began and questioned why i had late fees and suddenly my account was closed.)
Car Loans:
Exeter Finance - Repo/Collections Account - Shows as Closed - Charge-off
Got sick and was landed in the hospital. well long story short I got behind payments and right before I was about to make the final payment to catch up they repoed my car while I was at work right before I was scheduled to send payment. I ended up having to let it go. Since I couldn't pay the whole car off like they suddenly wanted when the repo guy got it. Now its on my credit looking really bad and I have no idea what I can do. Has anyone ever worked with the before on something like this?
Santander - Collections account - shows closed - what would you recommend? or what has worked with this compay?
Car got totalled and when I was told by gap they paid it off completely apparently they didn't. So they stopped sending bills and just now updated my account as 120 days+ past due. Even though I didn't even know I still owed anything till recently.
Medical bills:
Medical Data Systems INC - Is pay and delete possible or what would you guys suggest?
National Credit Systems - ????
Other:
DIVERSIFIED CONSULTNTS - ???
I think its comcast but i don't remember owing anything on it when i closed it out.
Man that came out much longer than i hoped but any help would be super appreciated! thanks!!! I wasn't sure what to include so I just put everything i had. Thanks again for reading and any help at all you can give.
