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Need advice on best way to pay this collection

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kiasmith1974
Contributor

Need advice on best way to pay this collection

Had a collection agency add a new debt to my report in July.

 

I tracked this back to an ER visit for my son. Called the hospital and she agreed to take the $174 payment and call the the collection agency to let them know debt was paid.

 

She said it would be up to collection to update CR to paid or to remove entirely.

 

I want to settle this, but i also want this removed entirely from my report.

 

How should I handle this?

 

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Message 1 of 4
3 REPLIES 3
newmomnewme
Valued Contributor

Re: Need advice on best way to pay this collection

Sounds like you need to send a GW letter to the CA with proof of payment from the OC. Send it and hope for the best.  Smiley Happy

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Message 2 of 4
kiasmith1974
Contributor

Re: Need advice on best way to pay this collection

Well i paid it after a Supervisor told me if i paid in full today they would retract collection and it should be off my reports in about a week

 

I hope so!

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Message 3 of 4
DaBears
Senior Contributor

Re: Need advice on best way to pay this collection


@kiasmith1974 wrote:

Well i paid it after a Supervisor told me if i paid in full today they would retract collection and it should be off my reports in about a week

 

I hope so!


Congrats!!! Way to go!!!

 


DaBears

Message 4 of 4
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