I received a call today from Sprint collections agency stating I owe a bill in the amt of $705.00. The phone was for my dtr who was paying the bill until things get rough. She didn't tell me the bill was way over due because she wanted to handle it herself. But, then I got a call today stating the past due bill. Since the bill is in my name I'm responsible for it. Is there anyway I talk the collection agency in lowering the amount of the bill. I know from past experience that CA can be very agressive and don't want to hear anything you have to say.
Starting Score: EQ 430, TU 467, EX 465
Have you received a dunning letter from them? Is it a CA or just the collections dept. of the OC? If it's a CA then send a DV and see exactly what it is.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
