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Need an effective C&D letter

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drkaje
Senior Contributor

Need an effective C&D letter

My ex is beginning the BK process and some company has skip-traced my number and can't understand plain english when I say not to call.

 

I definitely don't need the stress of it at this point. I'm too worried about my kids and other stuff to field calls from them.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 1 of 8
7 REPLIES 7
drkaje
Senior Contributor

Re: Need an effective C&D letter

Why can't I find HP Locate's address anywhere? Do these people work out of a coffee shop?!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 2 of 8
Anonymous
Not applicable

Re: Need an effective C&D letter


@drkaje wrote:

Why can't I find HP Locate's address anywhere? Do these people work out of a coffee shop?!



Check this out and see if this helps: click here

 

Hope this helps!

Message 3 of 8
drkaje
Senior Contributor

Re: Need an effective C&D letter


@Anonymous wrote:

@drkaje wrote:

Why can't I find HP Locate's address anywhere? Do these people work out of a coffee shop?!



Check this out and see if this helps: click here

 

Hope this helps!


Thanks!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 4 of 8
pizzadude
Credit Mentor

Re: Need an effective C&D letter

 

Just send them a simple cease communications letter like this:

 

Dear JDB,

 

I am writing in response to the numerous telephone calls and robocalls which you have placed to my telephone XXX-XXX-XXXX.

 

Per the Fair Debt Collection Practices Act § 805(c), I am instructing you to cease communications immediately.

 

Per the Fair Debt Collection Practices Act § 805(b), I am also instructing you to also cease communications as no third parties reside at the location you are calling.

 

Please give this request immediate attention, and also know that I am continuing to log and monitor your calls.   Should you choose to not take action to stop calling as instructed, I will file legal action for violations of FDCPA.

 

Sincerely,

 

Pizzadude

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 8
drkaje
Senior Contributor

Re: Need an effective C&D letter

Thanks!

 

Should I fax it to their corporate number? I realy don't want them having my home address.

 

Jake


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 6 of 8
pizzadude
Credit Mentor

Re: Need an effective C&D letter

 

 

If they know your phone # then chances are they have your address as well.

 

Probably wouldn't hurt to fax it but if you send it smail mail certified/return receipt then you'll have proof if they keep calling...

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 8
Anonymous
Not applicable

Re: Need an effective C&D letter

GREAT letter Pizza -- and I think maybe you should do both -- FAX and send a certified letter.   You want them to get the message to go pound sand.

Message 8 of 8
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