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Its being reported by 3 different CRA's on my credit report. I want to say this was back in 2002 when this all went down. 2 accounts for the same amount and 1 account for a different amount. I know its all the same account. I've been reading horror stories about AFNI/old Cingular on getting anything done. What is the best way to handle this?
AFNI
Cingular
POB3427
BLOOMINGTON, IL 61702
(309) 828-5226
$218
ANDERSON FIN NETWORK/BLOOM
Cingular
404 Brock Dr
PO Box 3097
Bloomington, IL 617023097
(888) 216-2408
$218
and
PENTAGROUPFI
Cingular
5959 CORPORATE DRI SUITE 1400
HOUSTON, TX 77036
(832) 615-2100
$189
CRA= Credit Reporting Agency
CA= Collection Agency
Anderson Fin Network/Bloom = AFNI.
Are all 3 of these reporting on the same report? Are these reporting on all 3 reports?
Is Cingular reporting also?
Have you ever gotten a letter from them?
You say it is from back in 2002, have you made a payment since? If not, it should be beyond SOL.
I would send a DV to both AFNI and Pentagroup.
sidewider - thanks for the reply and catching my mistake.
Anderson Fin Network/Bloom = AFNI.
Are all 3 of these reporting on the same report? Are these reporting on all 3 reports?
--All 3 of them are showing up on the same report and on all 3 reports.
Is Cingular reporting also?
No - they are not reporting it.
Have you ever gotten a letter from them?
Have not gotten a letter from Cingular. Should I Cingular and ask them to verify the date?
You say it is from back in 2002, have you made a payment since? If not, it should be beyond SOL.
I haven't made a payment since. I wasn't aware I had a balance due when I canned my account. I have to think about when I did this.
SOL on cell phones is 2 years.
If beyond 2 years or you can PIF, I would send a DV letter CMRRR to all companies reporting.
Fantastic.
I called up Cingular and talked to them. The account was closed on Aug 11 04 (ok so I was off a bit) and it was sold on June 11 2005.