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Need assistance with old Cingular account

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Anonymous
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Need assistance with old Cingular account

Its being reported by 3 different CRA's on my credit report. I want to say this was back in 2002 when this all went down.  2 accounts for the same amount and 1 account for a different amount. I know its all the same account. I've been reading horror stories about AFNI/old Cingular on getting anything done. What is the best way to handle this? 

 

AFNI
Cingular
POB3427
BLOOMINGTON, IL 61702
(309) 828-5226
$218
 

ANDERSON FIN NETWORK/BLOOM
Cingular
404 Brock Dr
PO Box 3097
Bloomington, IL 617023097
(888) 216-2408
$218


and

 

PENTAGROUPFI
Cingular
5959 CORPORATE DRI SUITE 1400
HOUSTON, TX 77036
(832) 615-2100
$189
 

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Need assistance with old Cingular account

CRA= Credit Reporting Agency

CA= Collection Agency

 

 

 

Anderson Fin Network/Bloom = AFNI.

 

Are all 3 of these reporting on the same report? Are these reporting on all 3 reports?

 

Is Cingular reporting also?

 

Have you ever gotten a letter from them?

 

You say it is from back in 2002, have you made a payment since? If not, it should be beyond SOL.

 

I would send a DV to both AFNI and Pentagroup.

Message 2 of 5
Anonymous
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Re: Need assistance with old Cingular account

sidewider - thanks for the reply and catching my mistake.

 

Anderson Fin Network/Bloom = AFNI.

 

Are all 3 of these reporting on the same report? Are these reporting on all 3 reports?

--All 3 of them are showing up on the same report and on all 3 reports. 

 

Is Cingular reporting also?

No - they are not reporting it.

 

Have you ever gotten a letter from them?

Have not gotten a letter from Cingular. Should I Cingular and ask them to verify the date?

 

You say it is from back in 2002, have you made a payment since? If not, it should be beyond SOL.

I haven't made a payment since. I wasn't aware I had a balance due when I canned my account.  I have to think about when I did this.

 

Message 3 of 5
Anonymous
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Re: Need assistance with old Cingular account

SOL on cell phones is 2 years.

 

If beyond 2 years or you can PIF, I would send a DV letter CMRRR to all companies reporting.

 

 

Message 4 of 5
Anonymous
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Re: Need assistance with old Cingular account

Fantastic.

 

I called up Cingular and talked to them. The account was closed on Aug 11 04 (ok so I was off a bit) and it was sold on June 11 2005. 

Message 5 of 5
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