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I need to boost my credit score up to at least a 680 (now at 632) within 6-10 months. Any advice would be great. Below are my accounts that show on Equifax. I also have 3 paid collections that I have sent good will letters to.
Gecrb/Lowe | authorized user | 4/2007 | $400 | Pays account as agreed | No | |
Gecrb/Gap | 2/2011 | $0 | Pays account as agreed | No | ||
Wfnnb | account closed | 9/2011 | $0 | Pays account as agreed | No | |
Cap One | 6/2008 | $0 | Pays account as agreed | No | ||
Wfds/Wds | 8/2011 | $14,626 | Pays account as agreed | No | ||
Pennstar | account closed | 2/2009 | $0 | Pays account as agreed | No |
What does the "No" column relate to?
@RobertEG wrote:What does the "No" column relate to?
It's a screen shot from a FICO report. It means that the account is viewed as a positive by FICO.
OP, don't touch those accounts.