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Need at least 680 mid score

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Anonymous
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Need at least 680 mid score

I need to boost my credit score up to at least a 680 (now at 632) within 6-10 months. Any advice would be great. Below are my accounts that show on Equifax. I also have 3 paid collections that I have sent good will letters to.

Gecrb/Lowe            authorized user4/2007$400Pays account as agreedNo 
Charge Account            Gecrb/Gap             2/2011$0Pays account as agreedNo 
Charge Account          Wfnnb            account closed9/2011$0Pays account as agreedNo 
Credit Card            Cap One             6/2008$0Pays account as agreedNo 
Vehicle Loan          Wfds/Wds                            8/2011$14,626Pays account as agreedNo 
Vehicle Loan            Pennstar              account closed               2/2009$0Pays account as agreedNo
Message 1 of 3
2 REPLIES 2
RobertEG
Legendary Contributor

Re: Need at least 680 mid score

What does the "No" column relate to?

Message 2 of 3
llecs
Moderator Emeritus

Re: Need at least 680 mid score


@RobertEG wrote:

What does the "No" column relate to?



It's a screen shot from a FICO report. It means that the account is viewed as a positive by FICO.

 

OP, don't touch those accounts.

Message 3 of 3
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