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No, you don't need to pay anyone if you're willing to do the work on your own, because you can.
Let's start with what you see on your credit report. What negative items are there?
@Tmac25 wrote:
Hello ladies and gentleman I am new to the forum. After reading some of the posts I would like thank you for the help through others questions. I have a couple of questions of my own. I am a very impatient person, but I know this process takes time. I pulled my report and right off the bat I new I needed help, so I signed up with Lexington Law they have had a couple of things removed but my score looks to be worst or not moving at all. What can I do to boost this score? Please tell me the best ways to achieve this. Do I need to continue to pay Lexington Law?
Tmac25 Welcome to the forum
You can get the same help here and at no cost...
Post what's on your CR and get the most helpful advice on how to proceed