New Visitor
Posts: 1
Registered: ‎01-16-2010

Need help in removing baddies and improving scores

[ Edited ]
I hear alot of people saying they have removed negatives from their reports. (Including yourself) I currently have negatives and am on my way to try to increase my credit score. I need to do something asap. I am hoping to buy a house this year. All three of my scores are right under 600. I think removing those old negatives may help. I am on time on major debts. Student loan, car, etc. I have two credit cards and they both are on-time and low balances. (100-200 each) My question to you is...How does someone remove negatives from their report? I currently have an account with MyFico and Truecredit so I can keep a really close eye on it. What method did you take to remove negatives?
Message Edited by llecs on 01-16-2010 12:01 PM
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Need help in removing baddies and improving scores

Fairfield, I split your post to form a new thread so that some of your questions can get answered.


BTW, Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations

Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.

and What Steps Do I Take - great for learning the repair process.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
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