01-16-2010 08:49 AM - last edited on 01-16-2010 09:01 AM by llecs
01-16-2010 09:02 AM
Fairfield, I split your post to form a new thread so that some of your questions can get answered.
BTW, Welcome to the forums!
I'd suggest reading the following:
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
and What Steps Do I Take - great for learning the repair process.