Hi friends. 
I am so new on this forum (I just found this site yesterday). I dont know how to begin wiht the DV letters. I have 5 negatives on my credit reports.
Do you guys see anything suspicious or wrong on this report ?? Should I start with the DV letter ?. And where can I get the sample of the DV letter. I read on some post saying that if the CA did report some invalidated info, they should deleted the record ? It will be so much appreciate if you could help me.
CAPITAL ONE
Status: Closed. $895 written off.
Date Opened: 12/2009
Reported Since: 01/2010
Date of Status: 09/2011
Last Reported: 04/2014
Type: Credit card
Terms: NA
Monthly Payment: $0
Responsibility: Individual
Credit Limit/Original Amount: $500
High Balance: $831
Recent Balance: NA
Recent Payment: NA
Comment: Purchased by another lender.
CREDIT ONE BANK
Status: Closed. $548 written off.
Date Opened: 10/2010
Reported Since: 10/2010
Date of Status: 05/2012
Last Reported: 05/2012
Type: Credit card
Terms: NA
Monthly Payment: $0
Responsibility: Individual
Credit Limit/Original Amount: $300
High Balance: $548
Recent Balance: $0 as of 05/2012
Recent Payment:$0
Comment: Purchased by another lender.
MIDLAND FUNDING
Original Creditor: CREDIT ONE BANK N.A.
Status: Collection account. $778 past due as of Aug 2014.
Status Details: This account is scheduled to continue on record until Jan 2018.
Date Opened: 11/2011
Reported Since: 01/2012
Date of Status: 01/2012
Last Reported: 08/2014
Type: Debt Buyer
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit/Original Amount: $548
High Balance: NA
Recent Balance: $778 as of 08/2014
Recent Payment: $0
PORTFOLIO RECOVERY ASSOCIATES
Original Creditor: CAPITAL ONE BANK USA NA
Status: Collection account. $896 past due as of Sep 2014.
Status Details: This account is scheduled to continue on record until Dec 2017.
Date Opened: 03/2014
Reported Since: 06/2014
Date of Status: 06/2014
Last Reported: 09/2014
Type: Debt Buyer
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit/Original Amount: $896
High Balance: NA
Recent Balance: $896 as of 09/2014
Recent Payment: $0
SYNCB/AMAZON
Status: Account charged off. $482 written off. $236 past due as of Aug 2014.
Status Details: This account is scheduled to continue on record until Apr 2018.
Date Opened: 04/2010
Reported Since: 04/2010
Date of Status: 12/2011
Last Reported: 08/2014
Type: Charge Card
Terms: NA
Monthly Payment: $0
Responsibility: Individual
Credit Limit/Original Amount: $320
High Balance: $482
Recent Balance: $482 as of 08/2014
Recent Payment: $25
Account History: Charge Off as of Dec 2011 to Aug 2014
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You're very welcomed. Mail those out certified mail return receipt. Hopefully you will get deletions just based on those. Update this thread to report your results. Good luck! 