Reply
New Contributor
ruger33
Posts: 52
Registered: ‎05-15-2013

Re: Need help with a CA's response to PFD

Shameless bump
Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
New Contributor
ruger33
Posts: 52
Registered: ‎05-15-2013

Re: Need help with a CA's response to PFD

How about this letter to the OC while the CA picks their collective noses?

 

_______________________________________________________________________________________________________

 

To whom it may concern,

 

 

Enclosed are copies of account screen prints from your  (local) office.  I owe your company a total of $256.31 from 2 visits. I want to ask you to pull back the accounts from the collection agency so that I may pay you directly.

 

I know you must get sob stories all the time, but, this is my fault, I moved and neglected to forward my mail. I didn’t realize my Insurance didn’t take care of these bills until I pulled my credit reports last month.  I’ve been trying to deal with CSII, but they are apparently not interested in working with me towards a resolution, hence the request to pay you directly.  

 

Had I been aware that my insurance had not taken care of the entire balance, this matter would have been resolved a year ago. Again, I apologize for the inconvenience and ask that you recall the debts from Credit Systems International, Inc. and allow me to pay you directly in full.

 

 

Thank you ,

 

________________________________________________________________________________________________________

 

Any thoughts? Send it or don't send it? Wait for the CA's next response?

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: Need help with a CA's response to PFD

Looks good to me but I would save the stamps and e-mail or just call them. 

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Need help with a CA's response to PFD

Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: Need help with a CA's response to PFD

@ guiness. Send me a pm please!!!

New Contributor
ruger33
Posts: 52
Registered: ‎05-15-2013

Re: Need help with a CA's response to PFD

@ Dabears- I'd call but I only have local numbers at this time and the lady there politely told me no.

 

@Guiness- I just don't  want both the OC AND the CA to get butt-hurt and me burn both potential bridges so to speak. I'm still "OK" if one doesnt like me but I need one or the other to play ball if you know what I mean

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Need help with a CA's response to PFD


ruger33 wrote:

@ Dabears- I'd call but I only have local numbers at this time and the lady there politely told me no.

 

@Guiness- I just don't  want both the OC AND the CA to get butt-hurt and me burn both potential bridges so to speak. I'm still "OK" if one doesnt like me but I need one or the other to play ball if you know what I mean


Understand lol.

Valued Contributor
rckstrscott
Posts: 2,656
Registered: ‎04-25-2011

Re: Need help with a CA's response to PFD


ruger33 wrote:

@ Dabears- I'd call but I only have local numbers at this time and the lady there politely told me no.

 

@Guiness- I just don't  want both the OC AND the CA to get butt-hurt and me burn both potential bridges so to speak. I'm still "OK" if one doesnt like me but I need one or the other to play ball if you know what I mean


I would like to say that I approve of this usage of 'butt-hurt'

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
New Contributor
ruger33
Posts: 52
Registered: ‎05-15-2013

Re: Need help with a CA's response to PFD

Update... A month or so ago I paid the OC in full, ready to just deal with have a couple $0 balance med collections on my report. 2 days ago I get a "due to extenuating circumstances we are deleting" letter from the CA...  Yay!

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+