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New Contributor
Posts: 52
Registered: ‎05-15-2013
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Re: Need help with a CA's response to PFD

Shameless bump
Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
New Contributor
Posts: 52
Registered: ‎05-15-2013
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Re: Need help with a CA's response to PFD

How about this letter to the OC while the CA picks their collective noses?

 

_______________________________________________________________________________________________________

 

To whom it may concern,

 

 

Enclosed are copies of account screen prints from your  (local) office.  I owe your company a total of $256.31 from 2 visits. I want to ask you to pull back the accounts from the collection agency so that I may pay you directly.

 

I know you must get sob stories all the time, but, this is my fault, I moved and neglected to forward my mail. I didn’t realize my Insurance didn’t take care of these bills until I pulled my credit reports last month.  I’ve been trying to deal with CSII, but they are apparently not interested in working with me towards a resolution, hence the request to pay you directly.  

 

Had I been aware that my insurance had not taken care of the entire balance, this matter would have been resolved a year ago. Again, I apologize for the inconvenience and ask that you recall the debts from Credit Systems International, Inc. and allow me to pay you directly in full.

 

 

Thank you ,

 

________________________________________________________________________________________________________

 

Any thoughts? Send it or don't send it? Wait for the CA's next response?

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012
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Re: Need help with a CA's response to PFD

Looks good to me but I would save the stamps and e-mail or just call them. 

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Need help with a CA's response to PFD

Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012
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Re: Need help with a CA's response to PFD

@ guiness. Send me a pm please!!!

New Contributor
Posts: 52
Registered: ‎05-15-2013
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Re: Need help with a CA's response to PFD

@ Dabears- I'd call but I only have local numbers at this time and the lady there politely told me no.

 

@Guiness- I just don't  want both the OC AND the CA to get butt-hurt and me burn both potential bridges so to speak. I'm still "OK" if one doesnt like me but I need one or the other to play ball if you know what I mean

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Need help with a CA's response to PFD


ruger33 wrote:

@ Dabears- I'd call but I only have local numbers at this time and the lady there politely told me no.

 

@Guiness- I just don't  want both the OC AND the CA to get butt-hurt and me burn both potential bridges so to speak. I'm still "OK" if one doesnt like me but I need one or the other to play ball if you know what I mean


Understand lol.

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Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
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Re: Need help with a CA's response to PFD


ruger33 wrote:

@ Dabears- I'd call but I only have local numbers at this time and the lady there politely told me no.

 

@Guiness- I just don't  want both the OC AND the CA to get butt-hurt and me burn both potential bridges so to speak. I'm still "OK" if one doesnt like me but I need one or the other to play ball if you know what I mean


I would like to say that I approve of this usage of 'butt-hurt'

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
New Contributor
Posts: 52
Registered: ‎05-15-2013
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Re: Need help with a CA's response to PFD

Update... A month or so ago I paid the OC in full, ready to just deal with have a couple $0 balance med collections on my report. 2 days ago I get a "due to extenuating circumstances we are deleting" letter from the CA...  Yay!

Gardening with one hand as I weed with the other...
400s LP 4/13 525 LP 6/13... Forever climbing,1st goal 600s
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