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I have 2 accounts and 1 judgement that TU will not remove despite disputing them.
Date Filed: 04/09/2007 Date Updated: 05/30/2007 |
| Amount: $1,691 Court Type: Circuit Court |
Date Opened: 12/12/2006 Responsibility: Individual Account Account Type: Revolving Account
| Balance: $0 Date Updated: 05/18/2009 Payment Received: $0 High Balance: $433 Original ChargeOff: $433 Credit Limit: $120 | Pay Status: >Account paid in Full; was a Charge-off< Date Closed: 10/15/2007
|
Placed for collection: 06/03/2009 Responsibility: Individual Account Account Type: Open Account
| Balance: $679 Date Updated: 07/24/2013 Original Amount: $504
Past Due: >$679< | Pay Status: >In Collection< |
The judgment will go away soon. If wanting to pursue it I'd start by asking the court for more information.
If you are 100% certain the last two are not yours, then contact the police to get a report filed for ID theft. You can then use that copy of the report to re-dispute and it'll work out. When you disputed, did you provide anything showing otherwise?
Thanks for replying. I guess I'll leave the judgement be, it's almost time anyway.
The 2 others though, I'm sure are not mine. I'm not sure I want to file a police report as of yet. That seems very drastic. I've been reading online and what do think about sending a CMRR combo DV/SOL letter, and then disputing with the CRA's again with the receipt?