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Need help

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09Lexie
Moderator Emerita

Re: Need help

+1

I was able to have Asset Acceptance deleted due to the 'factoring company plus monthly derogs' Shogun mentioned.
Message 11 of 18
guiness56
Epic Contributor

Re: Need help

It isn't even inaccurate reporting because they are allowed to report as a factoring company.  A factoring company is the same as a debt buyer in the Credit Bureau Resource guide.

Message 12 of 18
tesha873
Established Member

Re: Need help

Ok I have one last question. How bad is this effecting my credit score since it is due to fall off next year? I am having a hard time find the OC, they are giving me the run around.

Message 13 of 18
DaBears
Senior Contributor

Re: Need help


@tesha873 wrote:

Ok I have one last question. How bad is this effecting my credit score since it is due to fall off next year? I am having a hard time find the OC, they are giving me the run around.


MS and Wisconsin are the only 2 states that unpaid debt is allowed to expire after the SOL is up.....I'm telling my wife we're moving south!!! 

Message 14 of 18
tesha873
Established Member

Re: Need help

I reside in Mississippi.

Message 15 of 18
DaBears
Senior Contributor

Re: Need help

I'm an idiot I was helping another poster similar to your question Smiley Embarassed If you're not in need of new credit or house shopping I would let it fall off next yr. If your conscience says to pay it and not let it follow you for the rest of your life I would just pay it and let it fall off next yr. 

Message 16 of 18
tesha873
Established Member

Re: Need help

You are not an idiot. LOL You have been very helpfulSmiley Happy

Message 17 of 18
DaBears
Senior Contributor

Re: Need help

Message 18 of 18
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