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It isn't even inaccurate reporting because they are allowed to report as a factoring company. A factoring company is the same as a debt buyer in the Credit Bureau Resource guide.
Ok I have one last question. How bad is this effecting my credit score since it is due to fall off next year? I am having a hard time find the OC, they are giving me the run around.
@tesha873 wrote:Ok I have one last question. How bad is this effecting my credit score since it is due to fall off next year? I am having a hard time find the OC, they are giving me the run around.
MS and Wisconsin are the only 2 states that unpaid debt is allowed to expire after the SOL is up.....I'm telling my wife we're moving south!!!
I reside in Mississippi.
I'm an idiot I was helping another poster similar to your question If you're not in need of new credit or house shopping I would let it fall off next yr. If your conscience says to pay it and not let it follow you for the rest of your life I would just pay it and let it fall off next yr.
You are not an idiot. LOL You have been very helpful