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Need some advice about new credit card

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sudofdisk
Valued Member

Need some advice about new credit card

I was at my bank last week and the teller was telling me about rewards cards. I had a card with this bank and asked if it could be converted to the rewards card. Teller says yes, next thing I know I have a new card in addition to the other card I had. I don't want nor need this card and I don't want a new line of credit affecting my scores. If I close it will it hurt? What should I do? I am kinda angry.

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1 REPLY 1
guiness56
Epic Contributor

Re: Need some advice about new credit card

As long as there is no balance on it you should be able to close it.

 

Having it remain open and not using it will not hurt your score either, it will only help.

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