Another Update.
I sat down and actually calculated all the debt I do owe and just gave myself another headache. So this covers everything and I divided it into a Medical Category and Others category. Are medical bills just as important to pay off? I seen some people state that they've had medical bills go to collections and go on their credit. Ugh This is just so hard for me..I wish I had a money machine (ha haa)
But i also put them in order from least amount to the highest amount owed. Here is Goes:
Medical:
1. Biotech $5.26
2. Labs $9.84
3. Hospital $17.88
4. Radiology $30.42
5. Doc Office $32.40
6. Medical Assoc. $42.61
7. Ambulance $45.40
8. Hospital $50.00
9. Hospital $83.25
10. Hospital $270.81
11. Hospital $320.81
And these were all obviously what wasn't covered under my insurance! 
Others:
1. Comcast $122.40
2. Target $228.27
3. Cash Store $229.00
4. DTE $283.73 (Found a bill from about two months ago, still not sure if this utility bill was paid or not, will be making a call to them)
5. Capital One $287.23
6. Previous College I went to $290.02
7. Chase $313.23
8. Check N Go $350.00
9. Sprint $1301.00
Wow that is $4313.56 that I'm in debt and I have to try and pay all of that off before I think about opening other accounts trying to get my credit score up there..okay im done ranting. lol
@NewYxox wrote:Another Update.
I sat down and actually calculated all the debt I do owe and just gave myself another headache. So this covers everything and I divided it into a Medical Category and Others category. Are medical bills just as important to pay off? I seen some people state that they've had medical bills go to collections and go on their credit. Ugh This is just so hard for me..I wish I had a money machine (ha haa)
But i also put them in order from least amount to the highest amount owed. Here is Goes:
Medical:
1. Biotech $5.26
2. Labs $9.84
3. Hospital $17.88
4. Radiology $30.42
5. Doc Office $32.40
6. Medical Assoc. $42.61
7. Ambulance $45.40
8. Hospital $50.00
9. Hospital $83.25
10. Hospital $270.81
11. Hospital $320.81
And these were all obviously what wasn't covered under my insurance!
Others:
1. Comcast $122.40
2. Target $228.27
3. Cash Store $229.00
4. DTE $283.73 (Found a bill from about two months ago, still not sure if this utility bill was paid or not, will be making a call to them)
5. Capital One $287.23
6. Previous College I went to $290.02
7. Chase $313.23
8. Check N Go $350.00
9. Sprint $1301.00
Wow that is $4313.56 that I'm in debt and I have to try and pay all of that off before I think about opening other accounts trying to get my credit score up there..okay im done ranting. lol
Yes, they can put medical debts on your credit report. Call the hospital and see if they have any hardship programs that would cover the balances of your debts to them. Sometimes they do. Explain your situation, and maybe they can help. Thankfully a lot of them look like co-pays or something and the amounts are relatively small.
Definitely try for pay for deletes on everything you can afford to pay off. Start with the newest ones first.
Best wishes to you!
Thanks I will call the hospital and ask! I do however plan to cut that medical list in half by paying off all those small ones probably within my next check here.
UPDATE:
After reading a lot more on here, I sent out my first GW email to the CEO of Bank of America! I read a lot about Bank of America and how they are really tuff on GWs/PFDs but I did see some success stories on searching on google as well as on here when you directly email the CEO of the company. So that is my approach for now and I will let everyone know what happened! My BofA act was open in 2011 so i'm kind of scared that it is still too early to ask but I figured i'd give it a try!
Yess! Definitely keeping my fingers crossed for some good luck coming my way! I believe if I got some of these baddies deleted off my reports, that should jump my score up a little shouldn't it? Then I can focus on trying to get 2-3 secured cards to start going up from there.
Ugh so got a call from some lady regarding the email I sent to the CEO of Bank Of America and she stated that they don't take anything off if it is accurate even though she herself mentioned that I said it was for a good will cause...and then just proceeded to say I can go into any bank of america to open up a checking account. (I stated that in the email) booooo