Well Lets go back about a year an a half go. Pulled my credit report out of curiously and noticed a baddie from VW In the tune of $1800+ DOLLARS!! So immediately called the big 3. disputed it with each of them telling them it's not my account and its a fraudulent account. Filed a police report the whole 9. Comes back as (Account verified no change) !!! **bleep**!! Flash forward to about 6 Months ago, Same thing. (Account verified) NOW THIS WEEK the same damn thing!!
First, It's not mine I've been with ATAT For 8+ Years
Second, The account was opened in a VA Branch! I Lived in NJ My whole life!
Third, This Jacka** Opened 1 Line and never payed a single payment!!!!
please someone give me some advice. i refuse to pay this down. as I'm not at fault here.
Fico Equifax: 413
thanks!! i will give it a shot and let you know what happens. Wish me luck!
@TheStig wrote:Well Lets go back about a year an a half go. Pulled my credit report out of curiously and noticed a baddie from VW In the tune of $1800+ DOLLARS!! So immediately called the big 3. disputed it with each of them telling them it's not my account and its a fraudulent account. Filed a police report the whole 9. Comes back as (Account verified no change) !!! **bleep**!! Flash forward to about 6 Months ago, Same thing. (Account verified) NOW THIS WEEK the same damn thing!!
First, It's not mine I've been with ATAT For 8+ Years
Second, The account was opened in a VA Branch! I Lived in NJ My whole life!
Third, This Jacka** Opened 1 Line and never payed a single payment!!!!
please someone give me some advice. i refuse to pay this down. as I'm not at fault here.
File a CFPB complaint indicating the CRAs are refusing to exculde it from your file, upload your police report & FTC affadavit to the them. Good luck 
