Need some help with goodwill letter to NCO financial

[Anonymous]

Hello, Im trying to send a goodwill letter to management at NCO financial. I have emailed Mod Cut with no response. So I tried the email I found for Mod Cut. The email I found is unable to deliver for some reason. I was wondering if someone could PM me some recent email addresses that I need to send a letter to. I have a collection that has already been paid that I need to try to get wiped off if anyone has had success i would appreciate some info.

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Hello and welcome to the forums. Personal information is not allowed to be posted. You are welcome to exchange such things via PM (Private Message).

MarineVietVet, myFICO moderator

[llecs]

I can't speak to e-mail, but there have been many success stories after snail mail.

[Sacpodpeople]

I just snail mailed them a few weeks ago after paying off my account in full. They were very quick to delete the tradelines from my reports. Just took a very generic letter to them and I had success on my first try. 

[MamboItaliano]

Bulldog, 

PM the individual you're looking for there and who already have tried to contact. I might be able to help. 

[Anonymous]

Sacpodpeople,

I had a collections with NCO financial and went ahead and paid them in full in order to improve my credit. I didn't realize that they were not going to actually remove the collections from my report rather just show it was "paid". This caused to score to go down about 30 points. I saw that you said you snail mailed them and they were quick to delete it from your reports. Can i please get some info from you?! What address and who did you sent the letter to? I have done some searches to get this information but i keep finding different addresses and i'm not sure who i should address the letter to. Also, any advice on what i should say in the letter? I am very desperate to get this removed. Thanks so much!!!

[proudnavymom]

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@Anonymous wrote:

Sacpodpeople,

I had a collections with NCO financial and went ahead and paid them in full in order to improve my credit. I didn't realize that they were not going to actually remove the collections from my report rather just show it was "paid". This caused to score to go down about 30 points. I saw that you said you snail mailed them and they were quick to delete it from your reports. Can i please get some info from you?! What address and who did you sent the letter to? I have done some searches to get this information but i keep finding different addresses and i'm not sure who i should address the letter to. Also, any advice on what i should say in the letter? I am very desperate to get this removed. Thanks so much!!!

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I had 2 accounts with NCO Financial--one was medical, one was not.  I sent DV's to the address on my CR.  They were both to a PO Box, but different box #'s.  They deleted one and one was verified.  I got the same form letter for both, and then another letter when they verified.  

[injustifiiable]

I'd send them a DV first to the Prudential Rd address in Horsham, PA. They will send what I guess is "validation" back and delete the tradeline. At that point, I'd pay them.

They were only reporting on TU for me.

[Anonymous]

Can you send DV's for collections that have already been paid? Mind have been paid i just am wanting to get them removed.

[proudnavymom]

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@Anonymous wrote:

Can you send DV's for collections that have already been paid? Mind have been paid i just am wanting to get them removed.

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You wouldn't send a DV, you would send a goodwill letter, asking them to remove the collection and explaining why you want it removed.  I think there are samples here, but you want to personalize it as much as you can regarding your situation and kill them with kindness.  Good luck!

[Lasardo]

Because NCO is so large I learned very quickly they have separate divisions, I suggest you call compliance : 800-550-9619