Also be aware CCT has glitches with their software or whatever when displaying accounts sometimes. I've caught erroneous & downright incorrect info on my reports thru the 3B/1B CCT reports. The scores have been spot on, but the actual reports have wrong info in them sometimes, at least for me.
Edit - The reports thru the actual CRA's/Annual Free Credit website/CK are always right for me, but CCT has had wrong dates & accounts that show open when they are clearly closed, as well as wrong balances thru CCT. It actually seems like CCT are getting worse with regards to non-EX report entries lately.
