Need to get EOS CCA removed. Any tips?

VELVETELVIS · ‎10-29-2012

Wow- I came here for help with eos cca and this thread is sooo recent! I alo remembered I had a log in already too!

Anyways- hate to hijack, but hate to start a new thread that is so similiar.

My ebay account was legitimately hacked my someone I know. Do not know who for sure, but updated info is in my city. they racked up $250 in ebay fees and it has been turned over to EOS CCA. just received first letter dated 10/22/12 Ebay tells me since it was local or someone I know, I am still liable because it was my fault for not securing my account. Whatever the case I am a victim of identity theft. not conventional anonymous theft.

I used to have experience sending out Debt validation etc when i fixed my credit years ago, hence having a MYFICO login. Thanks to you guys I am 700 plus score now and bought a home recently.

I will read up in the beginner help section, but should I fire off C&D claiming fraud. Any buzzwords to scare them off? Thank you and I apologize if I should have started a new thread

Shogun · ‎10-29-2012

Ebay is full of it. File a police report as you would would any identity theft and send the report to the CRAs.

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llecs · ‎10-29-2012

OP, I split your post to form a new one here to keep the other on topic. Your issue in dealing with EOS CCA would be handled differently too. I had to edit the title, but changed nothing else. If you'd like to change the title, click "Options" and then "Edit Message".

If I had that, and my true assertion was ID theft, then I'd dispute with the CRAs via mail with a copy of the police report. If you don't have a police report, get one filed. The only way you can claim theft with the CA or CRAs is to take the steps to assert that claim. Most of the poepl that contact them about a debt claim that it isn't theirs and absent proof, it'snearly impossible to get it removed.

Now if you didn't want to call police on your former friend, then I understand. If that's the case, then proceed that it is yours and DV them. If they verify and you agree, then send a PFD.

Even if it was a friend, eBay is wrong in their claim. A theft is a theft, whether you know the person or not.

Don't send a C&D. If inside SOL, that'll increase your odds of being sued plus it won't scare them away.

ETA...still a slow typer.