Re: Need to get my scores up...help!

Pastryprincessnails · ‎06-29-2015

I have an old bank account and an insurance debt on my reports and need to get them removed I just had them verified I'm able to pay them soon..I need to get my scores up by March..they are 624, 629 and 634 my utilization is fairly high but my payment history across all accounts are 100% on time!

NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200

gdale6 · ‎06-29-2015

@Pastryprincessnails wrote:
I have an old bank account and an insurance debt on my reports and need to get them removed I just had them verified I'm able to pay them soon..I need to get my scores up by March..they are 624, 629 and 634 my utilization is fairly high but my payment history across all accounts are 100% on time!

You need to get them to agree to a PFD.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/...

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519

Anonymous · ‎06-30-2015

...and get your UTI under control.

Need to get my scores up...help!

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Need to get my scores up...help!

Re: Need to get my scores up...help!

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