Need to raise 1 or 2 (of the 3) FICO scores by only 15-20 points.

[Anonymous]

Discharged a BK last year. Can you steer me ~ best way (ideally, the sequence of steps) to gain the 15-20 points? Thanks!!!

[Anonymous]

Have you established new credit accounts yet?

[Imperfectfuture]

I used this as a template for rebuild, worked better without bankruptcy, but should work fine in your case. Instead of credit one, I would get a secured card at a credit union (they tend to graduate, which mine did).

http://ficoforums.myfico.com/t5/Bankruptcy/HOW-TO-From-BK7-discharge-to-700-in-24-months-or-less/m-p...