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Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012

Nelnet help

Tried GW and tried calling and they refuse to adjust the 90 day late on the multiple intallment loans I have listed on my credit report.

 

 

Help! Anyone have success or contacts that may be able to help?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
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Member
Poster550031
Posts: 13
Registered: ‎02-13-2012

Re: Nelnet help

If your wanting to dispute the negative credit reporting from your student loans with Nelnet you may send a letter to:

 

Credit Dispute

PO Box 82561

Lincoln, NE 68561

 

Fax: 402.458.2298

 

If the negative credit reporting is valid it will remain on the account for up to 7 years.  If you have any questions you may contact Nelnet at 888.486.4722.

Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012

Re: Nelnet help

So are you saying if they backdated a forbearance, they won't remove the late within that backdating?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Established Member
atomicdawg
Posts: 23
Registered: ‎03-09-2012

Re: Nelnet help

There is a student loan ombudsman. Google it and they can maybe help you. There may be a similar position within Nelnet.

3/2012 Experian Fako 606 4/2012 Experian Fako 655
4-8-12 Equifax FICO 630 (myFico) 4-27-12 Equifax 657
07/2012 Experian Fico 657 Equifax Fico 660 Transunion Fico 684 (mortgage pull)
01/2013 Equifax Fico 689 (Scorewatch) TU 08 (Walmart) 696

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