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Never posted my old news

tag
6speed8
Regular Contributor

Never posted my old news

Filed Ch 7 february 2015. 341 meeting April 7. Took a chance on some cards even before discharge. All unsecured.

 

May 2015 - First Premier (First EXTORTION !!) - $300. Just did a balance transfer to TFCU and closed..

May 2015 - Credit One - $300 and increased to $500 without my request after 2 months.

May 2015 - Capital One Platnium - $500. "make your first 6 payments on time and we'll increase it to $750". Increased in November to $2500.

June 2015 - a week after discharge - Capital One Quick Silver - $1000. "Make your first 6 payments on time and we'll increase it to $1500". Increased December 2015 to $3000.

January 2016 - Texas Federal Credit Union - $500.

 

Not going to request any increases on any of them. I'll let me early over payments speak for themselves and see if they increase again at the 12 month point. Credit One soon to be closed.

CH 7 Discharged 6/10/15
T/U - 643
EQ - 588
Ex - 647 as of 6/14/15
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Never posted my old news

You got lucky. Apping for credit prior to discharge will get your BK dismissed if the judge catches wind of it. Not worth the risk, IMO for a couple of months extra AAoA down the road.

 

Request CLI's every six months on the Cap Ones, they don't do more than the one auto increase at the 6 month mark. 

Message 2 of 2
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