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Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Never thought I'd be good enough for prime cards.. Update!.

[ Edited ]

Thanks to everyone in the rebuilding forum for helping me to rebuild me & DHs credut enough to grab some nice cards. 

 

I though that I'd be working on my credit for another year, at the very least. And for DH, I thought that we'd have to wait for his COs to fall off in the fall, but from the advice of ppl in this forum, from 2 months of GWing and PFDs - we've gotten our credit to a decent place to secure some decent cards. I am very happy with our current trends and very thankful to all of you who've contributed. People here are so knowledgeable and I TRULY appreciate that!!!!!!!! Thank you, thank you, thank you for helping us to rebuild. 

 

We snagged these today...

Amex Green

(2) Discover IT cards

Amazon

Walmart

Chase United

NFCU Visa Siggy (thru PC) 

 

As of 2/11, Chase Freedom - $4K CL  - successful recon!!

 

And it wouldnt have been possible without some great advice, knowledgeable responses, and spoken truths!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Never thought I'd be good enough for prime cards...

You rock Newbie!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Never thought I'd be good enough for prime cards...

Thanks, Shogun! I want everyone to feel this sense of hope, pride, and thankfulness! WE CAN DO IT!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Never thought I'd be good enough for prime cards...

That's great, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
New Contributor
750Hopeful
Posts: 152
Registered: ‎02-07-2013

Re: Never thought I'd be good enough for prime cards...

Congrats!!!

 

All 7 credit cards in one day though? Could be totally wrong, but isn't that a bad idea?

Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Never thought I'd be good enough for prime cards...


750Hopeful wrote:

Congrats!!!

 

All 7 credit cards in one day though? Could be totally wrong, but isn't that a bad idea?


These are 7 cards that me AND DH snagged together. I only picked up the Discover, Amex, Chase, & PC'd to Visa Siggy. He picked up the others.  I'd agree that 7 cards for ONE individual in one day would probably be a bit too much for FICO purposes. But either way, I just cant wait for our scores to jump in 6-12months after we've gardened with these new accounts. :smileyhappy: 

 

Thanks! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
New Contributor
750Hopeful
Posts: 152
Registered: ‎02-07-2013

Re: Never thought I'd be good enough for prime cards...

Awesome; congrats!! :smileyhappy:

Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Never thought I'd be good enough for prime cards...

Thanks Everyone! It's really an amazing feeling when you look at how far you've come. The forums have changed our lives for the better. We're now more knowledgeable, more responsible, and more creditworthy!  :smileyhappy:

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Never thought I'd be good enough for prime cards...

Newbie's buying dinner!!!!   :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Never thought I'd be good enough for prime cards...

Drinks all around!  (except for those on the wagon ;-) - soda water for you guys!)

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13

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