cancel
Showing results for 
Search instead for 
Did you mean: 

New Account Reported and took TU down 81 points. OUCH!

tag
Anonymous
Not applicable

New Account Reported and took TU down 81 points. OUCH!

That was painful. Marvel MasterCard 4K. Can only hope it pops back up again within a few months!
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

From 751 to 670 FYI
Message 2 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

That seems crazy weird. Are you sure nothing else showed up on your reports? A new derog?
Message 3 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

Nope. That's it. 😫
Message 4 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

What did the new account drop your AAOA to?
Message 5 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

Are you at ZERO UTI?
Message 6 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

Yes ZERO UTIL and it did drop my AAOA. I bet I've been rebucketed. Oh well. Onward and upward.
Message 7 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

Most likely what did it. ZERO UTI and drop in AAOA. How many months did it drop your AAOA?
Message 8 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

I'm just guessing but I think 12-14 - I'm going to shoot for 5% UTI reporting next month and see what happens.
Message 9 of 21
Anonymous
Not applicable

Re: New Account Reported and took TU down 81 points. OUCH!

There you have it...It will come back.
Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.