02-10-2013 04:51 PM
02-10-2013 04:53 PM
Yes, it will rebound. But you need more than one cc reporting for maximum score. Between 2-4 seems to be the advice here.
02-10-2013 05:11 PM
IMO, I wouldn't open any more credit. I'd guess your mix of credit is satisfied with the pre-existing CCs. Their inclusion as part of the mix of credit would be indicative of the score drop when another was added (new LT ding and potential AAoA impact).
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO