New GE Retail Card w/ GECRB CO?

bahbahd · ‎10-03-2012

What are the chances of getting a new GECRB retail card when you have a CO from them that has not fallen off yet. 6+ years ago an extremely small balance was CO. It is still listed on my reports.

Shogun · ‎10-03-2012

It's possible. I still had a paid CO on mine and got a Walmart.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

novabama · ‎10-03-2012

was yours a walmart card shogun? or a different company, then you got a WM?

Shogun · ‎10-03-2012

It was a different card. I think it was Lowes.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

novabama · ‎10-03-2012

Poop.

bahbahd · ‎10-03-2012

I should have mentioned that is the the OC reporting the CO and there is no CA reporting. This is simply for a retail card that I had a extremely small balance (charged a few shirts) and the card was put away thinking I had a $0 balance. Went derogatory after many many years of satisfactory use. I'd like the same retail card again.

Shogun · ‎10-03-2012

Hate to say it, but it'll cost you a HP to find out.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

ppiatt913 · ‎10-04-2012

I have a CO from GECRB that is also 6+ years old reporting (and it wasn't a small balance) same as you OC is reporting, but not any CA. I just recently went a little app happy and got approved for walmart, old navy, and amazon....all GECRB. Wasn't the best limits, but it'll do. The CO is listed on my TU & EX, but not EQ. They all pulled TU so the CO was there...

westo12 · ‎10-04-2012

I researched whether GECRB blacklisted before I applied, since I had a 6 yr old c/o too. They approved me for $500 to start and it wasnt even a hard pull, possibly because I was already in their system because of the old account? Thought that was odd. My score at approval was 634.

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.

westo12 · ‎10-04-2012

Approved for walmart card. Just to clarify.

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.