@Anonymous wrote:Because the inquiry was concurrent with some other change, usually the aging of an item. Not EVERY change (that effects scores) result in an alert. One of myFICO's biggest flaws.
oh 
thank you for that, I just saw that alert and next to it was the +4. I dont see any thing aged but thanks for clarification! I almost felt justified with my app spree for a second there lol
@Anonymous wrote:
@Anonymous wrote:Because the inquiry was concurrent with some other change, usually the aging of an item. Not EVERY change (that effects scores) result in an alert. One of myFICO's biggest flaws.
oh
Everything on your report ages each and every month.
Similar to what Norman said, a good example is someone with a high utilization % on their credit cards may app for a new card with a decent limit. Initially, the inquiry will cost them several points, but if the card reports also by the time they check their scores, they may see a score jump.
Reason being, the new additional credit dropped their utilization enough to cause a score jump, greater than the loss from the inquiry.
Reason being, the new additional credit dropped their utilization enough to cause a score jump, greater than the loss from the inquiry.
