11-03-2010 03:36 AM
I just checked my fico and noticed that it took a hit this month from an electric provider. Planing on paying this provider off by the end of the month however I want to get this completely removed from my CR. The original date of default was on 08/10 due to my divorce I'm going through now. What steps do I need to take? I have an idea of calling the electric provider and informing them that I plan to PIF however I do need this removed from my credit report immediately however I want to ensure that this matter is resolved and about how long should it take if they agree?
11-03-2010 03:57 AM
Did they send you any sort of notice prior to posting to your credit report?
11-03-2010 06:39 AM - edited 11-03-2010 06:41 AM
It usually takes 30 to 60 days to update with the credit agencies, I have had in the past bad accounts removed off my credit report although I had one collection agency send in a request for removal and the next day it was removed off my EX report when I checked. All I can say is EX is the quickest for updating accounts and reporting
I would see if you can do a pfd and explain your current situation tell them you really need this help. Good Luck