Credit Card Center Advertiser Disclosure†
11-16-2012 04:51 PM
11-16-2012 04:55 PM
If you don't currently have three revolving accounts, I would go with opening the new one. That way, the inquiry and the hit to AAoA will not be affecting you as much and will grow while you fight off the baddies.
11-16-2012 05:00 PM
11-16-2012 05:08 PM
11-16-2012 05:10 PM
I saw a decline in my score when my disputes came back because they updated the late reporting. This could be from some aging or a utilization change or something like that.
11-16-2012 05:12 PM
11-16-2012 05:49 PM
11-17-2012 12:39 AM
just refreshed my report... All 3 EOS CCA have fallen off my experian report... but only 12point increase??? **bleep**
That was 3 latest collection accounts....
ugh gues when you have so many collections 3 doesnt make much of a difference..
looks like midland and the auto repo/collection need to go next to see significant increase
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.