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Starting my Fico Challenge.
Thanks to all of you, I decided to apply for a Capital One Platinium and Quicksilver and guess waht? I just Got Approved!!! I still can't believe it since my credit it's not to that good due to mistakes from the past.
I just have one loan which is being paid as it supposed to for the last 7 months. I just finished paying my car loan which had a lot of late payment posted. Have only one colletion which is already paid.
I'm willing to do anything in my power to make my score go up.
So, comments and help are accepted... Thanks!
What's in my wallet: Capital One Platinium $300 & Capital Quicksilver $500
@Anonymous wrote:Starting my Fico Challenge.
Thanks to all of you, I decided to apply for a Capital One Platinium and Quicksilver and guess waht? I just Got Approved!!! I still can't believe it since my credit it's not to that good due to mistakes from the past.
I just have one loan which is being paid as it supposed to for the last 7 months. I just finished paying my car loan which had a lot of late payment posted. Have only one colletion which is already paid.
I'm willing to do anything in my power to make my score go up.
So, comments and help are accepted... Thanks!
What's in my wallet: Capital One Platinium $300 & Capital Quicksilver $500
Grats on your double approval
When those hit your CR you should see a boost in Fico. After you get some history on them then you would need to get one more as 3 is typically whats needed to drive your Fico score.
Thank you so much for the reply!
Which is the right time to request for another card? One year? What score?
Thanks again!
@Anonymous wrote:Thank you so much for the reply!
Which is the right time to request for another card? One year? What score?
Thanks again!
As long as you dont have any more derogs appear I would app for the third card after 3 months of history report on these new cards.
Ok. I will keep you posted! Thanks Again!
Dont Rookie it up like i did.
http://www.doctorofcredit.com/view-personalized-credit-card-offers/
Let's you preview which cards you would be approved for before you apply on all major credit cards. I'm 5/5.
Thanks for the tip!