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New charge off account

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happy2000
Member

New charge off account

I recently had an account that was charged off. The account is still with the OC I have been trying to set up a payment agreement with them and they won't budge. They will do a lump sum settlement of $ 3000.00 which I can't afford right now. I would also like to do a PFD any suggestions?

Message 1 of 5
4 REPLIES 4
Shogun
Moderator Emeritus

Re: New charge off account

Who is the OC?  Most out there will do a payment plan, that's why I was asking.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 5
happy2000
Member

Re: New charge off account

Rise Credit
Message 3 of 5
Shogun
Moderator Emeritus

Re: New charge off account

Not familiar with them.  Just looked them up, their a finance loan company.  I would send them another agreement.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 5
happy2000
Member

Re: New charge off account

Ok thanks for your help
Message 5 of 5
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