New here

[rockbttm442]

So my short term journey is starting to come to an end. When I started posting on this board I had 4 COs on all reports. As of today I'm down to only 1 on 2 reports, and those will be gone in a month or so. I sent a 623 letter to FP and disputed the inaccurate information of conflicting payment history on May 18. Woke up this morning to CK alerting me that EQ has removed the TL from my CR.

My next journey is to secure an auto loan with a good APR and get 2 or 3 decent CCs and sit in my garden and bask in the awesomeness of the good work I've done.

Once again I'd like to thank all of you for your knowledge and assistance in helping me reach this point.

[rockbttm442]

Was very shocked when I got a alert from myfico. Said the balanced changed on TU. I paid my Cap1 down to report $5 logged in score went up 137 points and EX finally updated so now EQ and EX low-mid 600 TU high 700. Good way to start Memorial Day weekend. 

[Anonymous]

That's awesome!  Congrats!  

[rockbttm442]

Thanks 

[IncrsCredScore]

Congratulations, Rock.  Float all weekend from this great news.

[rockbttm442]

That's the plan. Been looking at cards to app for in the next month or so. I have a cap 1 QS1 now looking to add a few more. Was looking at Chase Freedom, Discover It, Venture/Venture1, and Amex Everyday. May not go for the Venture and do AMEX what are y'lls thoughts?

[rockbttm442]

After a nice score boost I checked some of the pre quals. Was qualified for the Chase Freedom and Slate along with Discover It. That's pretty good considering. A few more points to EQ and EX and I'll be ready to start phase 2. 

[rockbttm442]

And it keeps getting better got another myfico update TU score went up another16 points. 4 more points and I'll have a foot in the door to be in the 800 club. 

[rockbttm442]

I now have 2 of my 3 CRs clean. EQ and EX removed an old CO auto loan. Only one baddie left on EX and that falls off Feb 2016. Going to try in November to get it removed. Then the journey of keeping reports clean begins.