No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
A GW would be for paid TLs, lates, etc and a PFD would be for whoever is reporting the unpaid TL. You will pay if they will delete.
As to which one works better, probably 50/50 depending on who is reporting.
Now I can see the signatures, I was posting on my phone and wasn't able to see them. Thank you though!!
I plan to keep on trying. I know I will get discouraged at times but I have always had really good credit and my one honest mistake has truly ruined it.