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A primary concern might be the chances of a credit limit decrease.
Seeing you at or near maxed on their card, and after then doing an account review by a soft inquiry, they will see that you are also at or near maxed on other cards.
That may trip a reduction in your credit limit as you pay down your balance, which will essentially keep your % util very high, even though you are reducing your balance.
I would attempt first to get all accounts under 50% as a hedge against credit limit decreases......
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |