05-01-2008 03:15 PM
05-01-2008 03:52 PM
egh68 wrote:Hello everyoneI'm new to fico and just subscribed to score watch and got my equifax score (642) this is what it looks like.3) collections unpaid and don't say to who but I'm sure it's medical1st Original balance $219Date assigned July,01,2002Date reported April 01,2008Date last active Sep 01, 20012nd Original balance $487Date assigned Aug 01,2002Date reported April 01, 2008Date last active Nov 01, 20013rd Original balance $487Date assigned Aug 01,2002Date reported April 01, 2004Date last active Nov 01, 2001On a positive note I have 3 accounts in good standing 1 with 0 balance and 2 auto joint with life partner who has helped me get a credit score because I started out with a score of 0 three years ago. What should I do now one of these has to be a duplicate but I don't know. Any help would be appreciated. I need a new lawn tractor, think lowes would approve me with a down payment?
05-02-2008 05:23 AM
05-02-2008 08:48 AM
I wouldn't do anything. IF you pay it then you start the statute of reporting it over. Let it fall off at the end of this year.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.