So I recently pulled my CR from experian. My score is 591. I know, terrible! I currently have I have two credit cards with Chase (were WAMU) that have been charged off and are in collections. One of the credit card accounts was recently sold to anther CO agency as it just popped up on my credit report. I am curious to know how I go about taking car of this. Also, last year I paid in full, to the CA an auto loan I had through Ally, is there any way I can go about getting this off my report too? I have looked through the GW statements and am some confused on whether I need to send them to my initial credit card companies and auto loan companies, or to the CA.
