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I had about 5 collections on each report. I was gaining about 10-20 points with each collection being removed. My last one should be gone in about 2 weeks, and I really hope I see a 50+ point increase!!
Also, I am paying my CC utilization down from about 93% to about 5% over the next 2 months. If that can get me 80-90 pts, then I will do the happy dance!!
However, I have learned not to get too excited until the score update actually happens. With the complex algorithms and mysterious buckets, you never can really know what will happen to your scores. But removing negative information, and adding positive will yield these great results one day.
I also have a Chase CC CO remaining that I am GWing like a madman. That is my last major derog. Everything else is scattered late payments, but none in the last 10 months. Hopefully when 12 months hits, my scores will increse slightly. I also have about 93% CC util, but will get it down to 5-9% in about 2 months.
I read on another post that somebody had a 34 pt increase with their Chase CC CO being deleted. Hopefully I will see the same, or something similar.
I'm just nervous about a drop due to rebucketing.