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Thanks for the info on DV and to do it before my final payment. We have the final payment scheduled June 16th. I will be sending a DV letter next week to them. Hopefully they will delete it once the account is paid off.
I just looked back at his credit report and seen that Credit One Bank still owns one of his accounts, but we've been getting letters from a collection agency. Should we send correspondence to the original creditor or the CA?
Thanks for all your help!
If the OC still owns the account, see if they will work with you. It is always better to work with the OC over the CA.