Newbie

[MzKitty]

I filed chapter 7 in Nov 2012 discharged Mar 2013. I completed the filing without an attorney. I've changed my habits of spending and saving money. My journey is not complete yet though I want an awesome score! So here I go any help would be appreciated.

[DiabolicallyRandom]

My first advice would be to pull all of your reports and see if everything is reporting correctly and showing included in bankruptcy. Then I would open a secured credit card to start rebuiling positive tradelines.

[MzKitty]

Thank you for the advice. I'm in the process of disputing the way my credit report is show my bankruptcy. Not all the lines show IIB. As well I have applied for 2 secured cards and a credit builder account. After that I believe I will just sit back and let my score mature.

[Arhsub112]

Hi I'm new here. I love to make discussion with peoples and found this forum ever best. I want to say thanks to the admin. for accepting me here.