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Next step....Need Help fast!!

Established Member

Next step....Need Help fast!!

I currently have 4 entires on my credit report from HSBC. I contacted the number provided on my credit report which in turn was Capital One. Well supposedly Capital One now has all of HSBC acct. Well spoke with rep in reference to having these accts deleted. She could not locate any of the accts listed on my credit report. All of the accts are closed per the credit report. My question is how can I have these accts removed if Capital One can't find any info. Do I contact all 3 credit bureaus to ask them to remove the accts? Any info is appreciated!! Thanks!

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Re: Next step....Need Help fast!!


vikingpride01 wrote:

I currently have 4 entires on my credit report from HSBC. I contacted the number provided on my credit report which in turn was Capital One. Well supposedly Capital One now has all of HSBC acct. Well spoke with rep in reference to having these accts deleted. She could not locate any of the accts listed on my credit report. All of the accts are closed per the credit report. My question is how can I have these accts removed if Capital One can't find any info. Do I contact all 3 credit bureaus to ask them to remove the accts? Any info is appreciated!! Thanks!



vikingpride01 wrote:

I currently have 4 entires on my credit report from HSBC. I contacted the number provided on my credit report which in turn was Capital One. Well supposedly Capital One now has all of HSBC acct. Well spoke with rep in reference to having these accts deleted. She could not locate any of the accts listed on my credit report. All of the accts are closed per the credit report. My question is how can I have these accts removed if Capital One can't find any info. Do I contact all 3 credit bureaus to ask them to remove the accts? Any info is appreciated!! Thanks!


A dispute with the CRAs based on an error you find in the reporting will most likely result in a deletion.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
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