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Browse credit cards from a variety of issuers to see if there's a better card for you.
What should I do to try to get my scores up? Should I attempt to add another NFCU card with a similar limit? Close the FIA? Close the Walmart? Leave everything alone? Does having a store card really have a big impact? I can't seem to break 700.
Here's the list of my current credit accounts
FIA MasterCard - opened 10/2003 (0/2500) - Recently CLI'd back to old limit after reduction to $500. Notice of $59 annual fee...
Walmart Store Card - opened 5/2007 (80/1175)
AMEX P/W Gold - open 10/2010 (0 balance)
NFCU nRewards - open 10/2010 (0/10000)
Citi Diamond Preferred Rewards - open 10/2010 (58/5500)
recently closed:
Citi Plat. Select MC (500 limit) - Should this be reopened? They said I had 30 days to change my mind. I thought closing a recently opened card would help AAoA, but that was before coming here...
Target Red Card - opened 5/2009 (200 limit)
Do you have any derogatory information on your credit report? that could be holding you back.
Pay off one of those cards reporting a small balance, leave everything else alone.