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Nice score boost after derogs fall off early

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DrZoidberg
Established Contributor

Nice score boost after derogs fall off early

Went from 728 to 774 after my last derog (90 day late) fell off early this week. I had 7 year old 30,60, and 90 day lates that were Oct, Nov and Dec and they all fell of early and got a nice boost. 

 

Now the only thing holding me back is my student loan balances. 14 loans that total $70k..

Message 1 of 6
5 REPLIES 5
-NewGuy-
Moderator Emeritus

Re: Nice score boost after derogs fall off early

That's a great boost, congrats!

Message 2 of 6
dursty87
Established Contributor

Re: Nice score boost after derogs fall off early

What an awesome boost. I didn't realize a 90 day had that much of an impact. Congrats.
Message 3 of 6
Whitneyy
Valued Contributor

Re: Nice score boost after derogs fall off early


@ssondubs wrote:
What an awesome boost. I didn't realize a 90 day had that much of an impact. Congrats.

Any derogs from 90 days+ will hurt the whole time te tradeline is on your reports! Which sucks!

 

Congrats to the OP!

GOAL - 700 FICO across the board!
Message 4 of 6
Anonymous
Not applicable

Re: Nice score boost after derogs fall off early

Very Nice. Congrat's !!

Message 5 of 6
Anonymous
Not applicable

Re: Nice score boost after derogs fall off early

Nice and good scoring increase. Congrat!

Message 6 of 6
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