Nice score bump!

[adamkingadam]

I am rebuilding and trying to bring down my UTI to 30% then to 3%.  I paid down my first card down to 30% and today I got this .

• UTILIZATION PERCENTAGE
• 75% to 30%

• BALANCE AMOUNT
• $265.00 to $106.00

596 to 630 on Experian! 

My other accounts are still well over 30% so I was not expecting this amount of jump! I hope it sticks around! 

[AutoBot]

That is a nice bump!

[Anonymous]

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@adamkingadam wrote:

I am rebuilding and trying to bring down my UTI to 30% then to 3%.  I paid down my first card down to 30% and today I got this .

• UTILIZATION PERCENTAGE
• 75% to 30%

• BALANCE AMOUNT
• $265.00 to $106.00

596 to 630 on Experian! 

My other accounts are still well over 30% so I was not expecting this amount of jump! I hope it sticks around! 

---

Is that a true FICO or their Vantage score?

[adamkingadam]

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@Anonymous wrote:

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@adamkingadam wrote:

I am rebuilding and trying to bring down my UTI to 30% then to 3%.  I paid down my first card down to 30% and today I got this .

• UTILIZATION PERCENTAGE
• 75% to 30%

• BALANCE AMOUNT
• $265.00 to $106.00

596 to 630 on Experian! 

My other accounts are still well over 30% so I was not expecting this amount of jump! I hope it sticks around! 

---

Is that a true FICO or their Vantage score?

---

it is the one through this site and the monthly monitoring..

[Anonymous]

OK, good deal, thats a nice jump.

[FIRECOURAGE]

Nice! Once you pay down the others, you'll probably get another good increase

[adamkingadam]

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@FIRECOURAGE wrote:

Nice! Once you pay down the others, you'll probably get another good increase

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You think so? I was under the impression that I had to get the overall UTI on all cards down for such big increases...

[jd403]

Nice bounce!  You should get it for EQ & TU over the next couple of days.

Equifax seems to be slow in updating from what I've noticed so far.