Nightmare with Sync bank

Anonymous · ‎05-05-2016

The accounts I have with sync bank are my own, and yes I did default on them, however getting anywhere with them is a nightmare.

I had a card with paypal, walmart, amazon, and QVC, all serviced by sync bank.

They EACH have thier own support department, and I am baffled as to why there isn't a main HQ I can contact to adress issues with all 4 cards, rather than contacting each card's department seperately.

JustBPatient · ‎05-05-2016

Tough lesson learned....Dont default. Good for you though trying to get them straightened out.

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Anonymous · ‎05-05-2016

Well I called every one of them, some have been C/O to a collection agency, some are just sitting on their "in house collections".

Does it ever do any good to send a DV letter to the OC?

RonM21 · ‎05-05-2016

I hope you are able to get this worked out OP

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Anonymous · ‎05-05-2016

I called all 4.

One has already been sent to an outside collections. I sent them a DV letter.

The other 3 gave me the same address for disputes, but it is a po box and I have a feeling it could take months that route.

Would I have better luck disputing with the original creditors, or wait until it goes to outside collections?

elim · ‎05-05-2016

@Cleaningitup2016 wrote:
I called all 4.

One has already been sent to an outside collections. I sent them a DV letter.

The other 3 gave me the same address for disputes, but it is a po box and I have a feeling it could take months that route.

Would I have better luck disputing with the original creditors, or wait until it goes to outside collections?

What are you disputing? Is the debt not yours? I think you want to try to "pay for delete" if that's possible with GE/Synch.

Anonymous · ‎05-05-2016

yes, my lawyer told me to send a letter for validation of debt BEFORE asking for a pay for deletion.

grillandwinemaster · ‎05-06-2016

Your lawyer is wrong. For his a$%!! You would send a DV letter to a collector that has taken over authority from an original creditor. You don't send a DV letter to the ORIGINAL creditor.

There nothing to dispute, you said the debts are yours. Do, what exactly are you disputing?

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